About Ris Cowan

This author has not yet filled in any details.
So far Ris Cowan has created 198 blog entries.
11 04, 2017

The Ethical Bribery That Can Reduce Your Mortgage Payments in Cherokee or Cobb County

2017-04-11T22:37:06+00:00Home Buying, Real Estate Investing|

In Spanish-speaking countries, a bribe is known as mordida. In Italy, spintarella; in parts of Asia, baksheesh. Baksheesh can also mean a tip, which is perfectly legal and ethical in a restaurant, but not so much in a bank or government office. Here in Cherokee or Cobb County, GA, we have a pretty inflexible attitude [...]

28 03, 2017

Lifestyle Shift Could Open Cherokee and Cobb County Investment Opportunity

2017-03-28T17:16:25+00:00Home Buying, Real Estate Investing|

When you recall how thoroughly public confidence was shaken during that last financial meltdown, you probably also remember how reluctant most people were to presume that Cherokee and Cobb County real estate values would rebound anytime soon. Those who saw nosediving property values as nothing less than a great buying opportunity were in the courageous [...]

15 02, 2017

Legal Liability for Debt in a Georgia Divorce

2017-03-12T16:54:29+00:00Divorce, Financial|

The state of Georgia is an ‘equitable distribution’ state. In equitable distribution states, the court will assign debt responsibility in a way that is fair under the specific circumstances of the couple’s situation. Typically, debt belongs to the ex-spouse whose name is on it. That would leave you on the hook for your debt, [...]

1 02, 2017

Listing Your Cherokee or Cobb County Home NOW is Wise… Here's Why

2017-02-23T17:10:24+00:00Acworth, Home Selling, Kennesaw, Uncategorized, Woodstock|

If this is going to be a year of upsets, the rules for when Cherokee and Cobb County listings are best initiated might be primed to fly out the window. There’s no guarantee that 2017’s Cherokee and Cobb County listing performance will bend the rules, but if the National Association of Realtor’s® news site is [...]

24 01, 2017

4 Reasons Cherokee and Cobb County Real Estate Investments are "Smart"

2017-02-23T17:10:25+00:00Acworth, Home Buying, Kennesaw, Uncategorized, Woodstock|

When you see any title here containing the words “Cherokee and Cobb County Real Estate Investment,” you won’t be terribly surprised if the gist turns out to be what a good idea! When you’ve had the experience of seeing clients succeed with many real estate investment projects, it’s an unavoidable conclusion. Unfortunately, also pretty yawn-worthy. [...]

17 01, 2017

Woodstock Market Report – December 2016

2017-02-23T17:10:25+00:00Market Reports, Uncategorized, Woodstock, Woodstock Market Reports|

This is our December 2016 Real Estate Market Report for Woodstock, Georgia. Continuing last month's trend, the number of new listings and closed sales declined by 12.2% and 10.6% respectively.  A reduction in the number of closed sales generally represents fewer buyers in the market, but as long ask there continues to also be fewer and [...]

17 01, 2017

Kennesaw Market Report – December 2016

2017-02-23T17:10:25+00:00Kennesaw, Kennesaw Market Reports, Market Reports, Uncategorized|

This is our December 2016 Real Estate Market Report for Kennesaw, Georgia. Continuing the pattern of last month's decline in new listings, December in Kennesaw had 22.4% less listings; however, the downward trend in closed sales and sold price was broken.  Closed sales are up 9.3%, and median sold price is up 12.8%.  Although the number [...]

17 01, 2017

Acworth Market Report – December 2016

2017-02-23T17:10:25+00:00Acworth, Acworth Market Reports, Market Reports, Uncategorized|

This is our December 2016 Real Estate Market Report for Acworth, Georgia. As the busiest month of the holiday season, December is always an odd month in most industries, and real estate is no exception.  Despite November's increase in sales prices, December sees those drop by 3.7%; not completely undoing November's increase, but close.  The number of new [...]

27 12, 2016

Now is Prime Time for Cherokee and Cobb County Home Improvement Plans

2017-02-23T17:10:26+00:00Acworth, Home Selling, Kennesaw, Uncategorized, Woodstock|

When, as the holiday lyrics have it, “the weather outside is frightful,” that makes it a good time to start planning the coming year’s home improvement projects. If you wait for ideal weather conditions to begin laying out your plans, you’re likely to wind up well behind schedule before you even start. If the [...]

20 12, 2016

Divorce and Your Credit

2017-03-12T16:55:48+00:00Divorce, Financial|

Divorce can wreak havoc on your credit score. Confusion or disagreement about who is paying what bills and who is using which credit cards is typically the culprit. Late pays, no pays, and insufficient funds can quickly cause the very best credit scores to plummet, but it doesn’t have to be that way. By [...]